The Official OT Political Thread - Where the George Baileys of OT post - Off Topic - The Rest... - Survivor Sucks - Message Board

0 Kudo

The Official OT Political Thread - Where the George Baileys of OT post

Started By	Comment
CBRetriever		#1461	[-]
Posts: 29394 (10/26/09 6:07 AM) MESS member Reply Quote More Recent Posts Message Connection Block Invite	I think the industry to invest in is Healthcare facilities, beer, tobacco and drugs interesting table: Link
springfeverish		#1462	[-]
Posts: 3592 (10/26/09 6:21 AM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	That's 2.2% profit after they pay their top executives. If you wonder why the public is venting their anger at insurance companies take a look at their salaries; it's pretty hard to justify them when they are turning around and dropping people who get sick on bogus 'that was a pre-existing condition' clauses and refusing to insure perfectly healthy babies. Bottom line is that when insurance companies are for profit and offer huge incentives they do better is you just die if you get sick. http://sickforprofit.com/ceos/ I do wish that there was more tort reform but it's not going to happen this time unfortunately. The group really getting off this time is Big Pharma. My husband and were discussing this as to why even though they also have nice profits and compensation. Part of it is marketing, the "If you can't afford such-and-such, call this number and we'll try to help". But the thing is they often do help because they profit if you live. They want to establish good relationships with doctors and pharmacies. It's not common to leave 'samples' for doctors who have patients that have trouble affording a medication and yes, it know this firsthand with my Dad's Vitorin. On the other hand, the relationship with the medical community is extremely adversarial and you don't see too many practicing doctors jumping to their defense.
springfeverish		#1463	[-]
Posts: 3593 (10/26/09 6:24 AM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	^^That should have read "On the other hand, the relationship between the insurance industry and the medical community is extremely adversarial and you don't see too many practicing doctors jumping to their defense. This no fucking edit is getting real old.
merkyl		#1464	[-]
Posts: 63182 (10/26/09 6:51 AM) Registered loser Reply Quote More Recent Posts Message Connection Block Invite	If insurance companies are forced to cover all preexisting conditions, why would you ever need to buy insurance? Just wait till you get sick then buy insurance.
springfeverish		#1465	[-]
Posts: 3594 (10/26/09 6:57 AM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	Because they have no obligation nor should they have to pay the medical bills incurred for treatment of said condition while you shop around for insurance. Really, Merkyl even you aren't that dumb.
CBRetriever		#1466	[-]
Posts: 29398 (10/26/09 7:00 AM) MESS member Reply Quote More Recent Posts Message Connection Block Invite	I don't have a problem with them not covering pre-existing conditions, it's just some of the asinine ways they decide what is and isn't a pre-existing condition or who to deny coverage to like the little girl who was denied coverage 'causde she didn't weigh enough. However, what happens to a person when they graduate out of their parents insurance coverage and then can't get insurance because of a pre-existing condition or else can't get treatment for their problem? Diabetes is a case in point - what happens to people with juvenile diabetes who need to get insurance after they're to old to be under their parent's insurance?
merkyl		#1467	[-]
Posts: 63183 (10/26/09 7:00 AM) Registered loser Reply Quote More Recent Posts Message Connection Block Invite	Are you sure they won't?
Archimedes		#1468	[-]
Posts: 1078 (10/26/09 7:10 AM) Reply Quote More Recent Posts Message Connection Block Invite	But the bills in Congress right now say you cannot be denied coverage for any reason... even a pre-existing conditions. Critics of the bills are saying the young and healthy will gladly pay the fine which is cheap in comparison to buying insurance. As soon as they get sick they will buy insurance knowing that it is against the law to be denied for any reason. If I'm forced onto the public option, I will do just that.
Buggles73		#1469	[-]
Posts: 27349 (10/26/09 7:11 AM) Registered user Reply Quote More Recent Posts Message Connection Block Invite	Diabetes is a case in point - what happens to people with juvenile diabetes who need to get insurance after they're to old to be under their parent's insurance? I'm Type 1. I was able to get insurance but I pay through the arsehole for it. eh.
Charming Nemesis		#1470	[-]
Posts: 8882 (10/26/09 7:13 AM) Reply Quote More Recent Posts Message Connection Block Invite	Someone somewhere made a good point. If healthcare will cost, say $8000+, and the fine for not having healthcare is $1000, and insurance companies cannot turn down people with preexisting conditions, what's going to stop people from just paying the fine while they are healthy and then just getting insurance when they get a major illness? The thing about insurance, whether it's private or a public option is that it's a pool of money that is paid into by many healthy people and then money is withdrawn out of the pool when those people get sick. If people start doing what I said above (and they will), it's either going to raise insurance rates through the roof for everybody, it's going to bankrupt private insurers, or through a public plan it's going to make taxes skyrocket.
merkyl		#1471	[-]
Posts: 63184 (10/26/09 7:16 AM) Registered loser Reply Quote More Recent Posts Message Connection Block Invite	[whiny bitch Hose] but it's fair!! [/wbh]
B DeBrun		#1472	[-]
Posts: 21983 (10/26/09 7:21 AM) Reply Quote More Recent Posts Message Connection Block Invite	Charming Nemesis wrote: Someone somewhere made a good point. If healthcare will cost, say $8000+, and the fine for not having healthcare is $1000, and insurance companies cannot turn down people with preexisting conditions, what's going to stop people from just paying the fine while they are healthy and then just getting insurance when they get a major illness? The thing about insurance, whether it's private or a public option is that it's a pool of money that is paid into by many healthy people and then money is withdrawn out of the pool when those people get sick. If people start doing what I said above (and they will), it's either going to raise insurance rates through the roof for everybody, it's going to bankrupt private insurers, or through a public plan it's going to make taxes skyrocket. Sounds oddly like auto insurance in NJ or Mass. They had non insured drivers pool which was funded from premiums from insured drivers (insurance passed the costs along to the insured drivers). NJ and Mass. had the highest insurance premiums in the country. That's called "cost shifting", where the costs will be passed along to the ultimate consumer: you.
springfeverish		#1473	[-]
Posts: 3595 (10/26/09 8:16 AM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	Yet none of you don't question why it supposedly costs $8000 to insure a young healthy person? Answer: It doesn't. It cost my 22-year old $1100 to get a year of basic individual insurance with no maternity. When she got offered a permanent position she pays about half of that for a similar plan. Google health insurance sites and put in numbers and you'll get similar results. Really the FAUX news crowd just goes with whatever they are told.
Beefcake		#1474	[-]
Posts: 4438 (10/26/09 8:17 AM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	We could require insurance companies to cover pre-existing conditions IF you've had other insurance within a certain time period, e.g. 60-90 days. That would prevent the problem of free-riders not buying insurance until they need it, while still letting people with pre-existing conditions shop for new insurance.
Charming Nemesis		#1475	[-]
Posts: 8885 (10/26/09 8:26 AM) Reply Quote More Recent Posts Message Connection Block Invite	Did I say young people only? What do you pay a year for health insurance? What does the average couple pay? What does the average family pay? My guess is that it's substantially more than $1000. And they will see that $1000 dollars as a much better deal than paying for insurance, until they need it of course.
springfeverish		#1476	[-]
Posts: 3597 (10/26/09 8:35 AM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	Oh for God's sake Vicc stop blathering about these supposed scenarios when YOU DON'T EVEN LIVE HERE YOU FREAKY WANNABE! You have NO FUCKING IDEA what it is like to be a small business or self-employed in the USA. You will never see a loved one denied treatment because an insurance company decided the cancer cancer cancer was a pre-existing condition or have a family struggle with no insurance because the parents lost their job and they can't afford both the mortgage and the COBRA. Just STFU about something you know NOTHING about. Why don't you put some energy into changing the gawdawful canadian system which you enjoy. Lets just see how many fellow canookians you'll get eager to adopt a US style system.
merkyl		#1477	[-]
Posts: 63186 (10/26/09 8:36 AM) Registered loser Reply Quote More Recent Posts Message Connection Block Invite	Nice, vicc, I think you broke her.
Charming Nemesis		#1478	[-]
Posts: 8886 (10/26/09 8:38 AM) Reply Quote More Recent Posts Message Connection Block Invite	HAHAHAHAHAHA Whenever spring can't answer she falls back on 'YOU CAN'T ASK THAT CANADIAN!' And I am a business owner in America and insure Americans. Dumbass.
SonOfAbraxas		#1479	[-]
Posts: 13770 (10/26/09 8:40 AM) BB Forum Moderator Reply Quote More Recent Posts Message Connection Block Invite	Vicc, I SO want you right now. It's too bad you're straight. And Canookian. :shudder
Goosehead		#1480	[-]
Posts: 2012 (10/26/09 8:48 AM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	Vicc, her point is that you don't have to deal with the insecurity that comes with privatised health insurance. You and your (Canadian) loved ones are always covered, regardless of anything, all the time. anticipates inevitable reference to waiting lines and anecdotal story of a Canadian going to the US to be treated for rare disease

<< Previous Topic Next Topic >>

Yuku free message boards

The Official OT Political Thread - Where the George Baileys of OT post

Quick Reply