and you get a rider (excludes treatment for pre-existing conditions) for acne, bursitis, carpal tunnel and varicose veins
If you want to know who can't get a policy, the underwriting guide provides a helpful list of disqualifying occupations. These include stunt pilots, test pilots, explosives handlers, and rodeo performers (OK, I'll give them all those), but also miners, offshore drillers, and … professional athletes. That's right. The people in absolutely the finest physical condition in America are uninsurable.











