Harry Taback, 56, New York, N.Y., USA
managing regional director/executive vice president in risk control strategy and consulting, Marsh & McLennan Cos. Inc.

Joann Tabeek, 41, New York, N.Y., USA
vice president, Cantor Fitzgerald

Norma C. Taddei, 64, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Michael Taddonio, 39, Huntington, N.Y., USA
bond broker, Euro Brokers Inc.

Keiichiro Takahashi, 53, Port Washington, N.Y., USA
first vice president, Euro Brokers Inc.
Reported dead, World Trade Center, at/in building, Japanese
Keiji Takahashi, 42, Tenafly, N.J., USA
manager, Mizuho Capital Markets Corp.
, at/in building, Japanese
Phyllis Gail Talbot, 53, New York, N.Y., USA
vice president, Marsh USA

Robert R. Talhami, 40, Shrewsbury, N.J., USA
broker, Cantor Fitzgerald

Sean Patrick Tallon, 26, Yonkers, N.Y., USA
firefighter, New York Fire Department

Paul Talty, 40, Wantagh, N.Y., USA
police officer, New York Police Department

Maurita Tam, 22, New York, N.Y., USA
executive assistant, Aon Corp.

Rachel Tamares, 30, New York, N.Y., USA
Aon Corp.

Hector Tamayo, 51, New York, N.Y., USA
project manager, Vanderbilt Group Inc.
, at/in building, Filipino
Michael Andrew Tamuccio, 37, Pelham Manor, N.Y., USA
vice president of equity trading, Fred Alger Management

Kenichiro Tanaka, 52, Rye Brook, N.Y., USA
corporate banking general manager, Fuji Bank
, at/in building, Japanese
Rhondelle Cherie Tankard, 31, Devonshire, Bermuda
Aon Corp.

Michael Anthony Tanner, 44, Secaucus, N.J., USA
trader, Cantor Fitzgerald

Dennis Gerard Taormina Jr., 35, Montville, N.J., USA
vice president, Marsh & McLennan Cos. Inc.

Kenneth Joseph Tarantino, 39, Bayonne, N.J., USA
currency trader, Cantor Fitzgerald

Allan Tarasiewicz, 45, New York, N.Y., USA
firefighter, New York Fire Department

Ronald Tartaro, 39, Bridgewater, N.J., USA
executive vice president, Fred Alger Management

Darryl Taylor, 52, New York, N.Y., USA
computer systems analyst, General Telecom

Donnie Brooks Taylor, 40, New York, N.Y., USA
office services assistant, Aon Corp.

Lorisa Ceylon Taylor, 31, New York, N.Y., USA
insurance broker, Marsh & McLennan Cos. Inc.

Michael M. Taylor, 42, New York, N.Y., USA
high-yield bond broker, Cantor Fitzgerald

Paul A. Tegtmeier, 41, Hyde Park, N.Y., USA
firefighter, New York Fire Department

Yeshavant Moreshwar Tembe, 59, Piscataway, N.J., USA
excise tax auditor, New York State Department of Taxation and Finance

Anthony Tempesta, 38, Elizabeth, N.J., USA
broker, Cantor Fitzgerald

Dorothy Temple, 52, New York, N.Y., USA
New York State Department of Taxation and Finance

David Tengelin, 25, New York, N.Y., USA
accountant, Marsh & McLennan Cos. Inc.
, at/in building, Swedish
Brian J. Terrenzi, 29, Hicksville, N.Y., USA
global network manager, Cantor Fitzgerald

Lisa Marie Terry, 42, Rochester, Mich., USA
vice president, Marsh & McLennan Cos. Inc.

Goumatie T. Thackurdeen, 35, New York, N.Y., USA
vice president, Fiduciary Trust International

Harshad Sham Thatte, 30, Norcross, Ga., USA
consultant at Marsh & McLennan Cos. Inc.,
Thomas F. Theurkauf Jr., 44, Stamford, Conn., USA
executive vice president, Keefe, Bruyette & Woods

Lesley Thomas-O'Keefe, 40, Hoboken, N.J., USA
Cantor Fitzgerald

Brian T. Thompson, 49, Dix Hills, N.Y., USA

Clive Thompson, 43, Summit, N.J., USA
broker, Euro Brokers Inc.

Glenn Thompson, 44, New York, N.Y., USA
bond trader, Cantor Fitzgerald

Nigel Bruce Thompson, 33, New York, N.Y., USA
senior broker, Cantor Fitzgerald

Perry Anthony Thompson, 36, Mount Laurel, N.J., USA
accountant, Aon Corp.

Vanavah Alexi Thompson, 26, New York, N.Y., USA
janitorial, cleaner, ABM Industries

Capt. William Harry Thompson, 51, New York, N.Y., USA
associate court officer, New York state courts

Eric Raymond Thorpe, 35, New York, N.Y., USA
Keefe, Bruyette & Woods

Nichola A. Thorpe, 22, New York, N.Y., USA
accounting department, Keefe, Bruyette & Woods
, at/in building, Jamaican
Sal Tieri Jr., 40, Shrewsbury, N.J., USA
managing director, Marsh & McLennan Cos. Inc.

John Patrick Tierney, 27, New York, N.Y., USA
firefighter, New York Fire Department

William R. Tieste, 54, Basking Ridge, N.J., USA
executive vice president of equity sales, Cantor Fitzgerald

Kenneth F. Tietjen, 31, Matawan, N.J., USA
police officer, Port Authority of New York and New Jersey

Stephen Edward Tighe, 41, Rockville Centre, N.Y., USA
Cantor Fitzgerald

Scott C. Timmes, 28, Ridgewood, N.Y., USA
commodities customer service clerk, Carr Futures

Michael E. Tinley, 56, Dallas, Texas, USA
vice president, Marsh Inc.

Jennifer M. Tino, 29, Livingston, N.J., USA
Marsh & McLennan Cos. Inc.

Robert Frank Tipaldi, 25, New York, N.Y., USA
assistant trader, Cantor Fitzgerald

John J. Tipping II, 33, Port Jefferson, N.Y., USA
firefighter, New York Fire Department

David Tirado, 26, New York, N.Y., USA
technical services representative, Rent-a-PC

Hector Luis Tirado Jr., 30, New York, N.Y., USA
firefighter, New York Fire Department

Michelle Titolo, 34, Copaigue, N.Y., USA
equity controller, Cantor Fitzgerald

John J. Tobin, 47, Kenilworth, N.J., USA
senior vice president, Marsh & McLennan Cos. Inc.

Richard J. Todisco, 61, Wyckoff, N.J., USA
vice president, Sandler O'Neill & Partners

Vladimir Tomasevic, 36, Etobicoke, Ontario, Canada
vice president of software development, Optus

Stephen K. Tompsett, 39, Garden City, N.Y., USA
computer scientist and vice president, Instinet (Reuters)

Thomas Tong, 31, New York, N.Y., USA

Doris Torres, 32

Luis Eduardo Torres, 31
Cantor Fitzgerald
, at/in building, Colombian
Amy E. Toyen, 24, Newton, Mass., USA
marketing for sales and trading group, Thomson Financial Services

Christopher M. Traina, 25, Bricktown, N.J., USA
Carr Futures

Daniel Patrick Trant, 40, Northport, N.Y., USA
trader, Cantor Fitzgerald

Abdoul Karim Traore, 41, New York, N.Y., USA
banquet cook, Windows on the World
, at/in building, Ivory Coast
Glenn J. Travers, 53, Tenafly, N.J., USA
electrician, Forest Electric Corp.

Walter (Wally) P. Travers Jr., 44, Upper Saddle River, N.J., USA
bond broker, Cantor Fitzgerald

Felicia Traylor-Bass, 38, New York, N.Y., USA
office manager, Alliance Consulting

Lisa L. Trerotola, 36, Hazlet, N.J., USA
principal office assistant, Port Authority of New York and New Jersey

Karamo Trerra, 40, New York, N.Y., USA
computer technician, ASAP NetSource

Michael Trinidad, 33, New York, N.Y., USA
telecommunications accounting, Cantor Fitzgerald

Francis Joseph Trombino, 68, Clifton, N.J., USA
security guard, Brinks

Gregory J. Trost, 26, New York, N.Y., USA
research analyst, Keefe, Bruyette & Woods

William Tselepis Jr., 33, New Providence, N.J., USA
broker, Cantor Fitzgerald
Reported dead, World Trade Center, at/in building
Zhanetta Tsoy, 32, Jersey City, N.J., USA
accountant, Marsh & McLennan Cos. Inc.

Michael Patrick Tucker, 40, Rumson, N.J., USA
partner/senior vice president, Cantor Fitzgerald
Reported dead, World Trade Center, at/in building
Lance Richard Tumulty, 32, Bridgewater, N.J., USA
distressed trading manager, Euro Brokers Inc.

Ching Ping Tung, 44, New York, N.Y., USA

Simon James Turner, 39, London, England
publishing director, Risk Waters Group

Donald Joseph Tuzio, 51, Goshen, N.Y., USA
former systems programmer, Bear Stearns

Robert T. Twomey, 48, New York, N.Y., USA
trader, Harvey Young Yurman Inc.

Jennifer Tzemis, 26, New York, N.Y., USA
financial analyst, Fred Alger Management

John G. Ueltzhoeffer, 36, Roselle Park, N.J., USA
Marsh & McLennan Cos. Inc.

Tyler V. Ugolyn, 23, New York, N.Y., USA
research associate, Fred Alger Management

Michael A. Uliano, 42, Aberdeen, N.J., USA
options broker, Cantor Fitzgerald

Jonathan J. Uman, 33, Westport, Conn., USA
managing director for eSpeed, Cantor Fitzgerald

Anil Shivhari Umarkar, 34, Hackensack, N.J., USA
computer programmer/consultant for eSpeed at Cantor Fitzgerald,
Allen V. Upton, 44, New York, N.Y., USA
first vice president, corporate bonds, Cantor Fitzgerald

Diane Maria Urban, 50, Malverne, N.Y., USA
tax auditor, New York State Department of Taxation and Finance

John Damien Vaccacio, 30, New York, N.Y., USA
bond broker, Cantor Fitzgerald

Bradley H. Vadas, 37, Westport, Conn., USA
senior vice president, Keefe, Bruyette & Woods

William Valcarcel, 54, New York, NY, USA
supervisor of tax conferences, bureau of conciliation, New York State Department of Taxation and Finance
Reported dead, World Trade Center, at/in building
Mayra Valdes-Rodriguez, 39, New York, N.Y., USA
Aon Corp.

Felix Antonio Vale, 29, New York, N.Y., USA
manager, Cantor Fitzgerald

Ivan Vale, 27, New York, N.Y., USA
Cantor Fitzgerald

Benito Valentin, 33, New York, N.Y., USA
travel consultant at Marsh & McLennan Cos. Inc., American Express

Santos Valentin Jr., 39, New York, N.Y., USA
emergency service squad 7, New York Police Department

Carlton Francis Valvo II, 38, New York, N.Y., USA
vice president of interest rate swaps, Cantor Fitzgerald

Erica Van Acker, 62, New York, N.Y., USA
Aon Corp.
, at/in building, British
Kenneth W. Van Auken, 47, East Brunswick, N.J., USA
bond trader, Cantor Fitzgerald

Richard Bruce Van Hine, 48, Greenwood Lake, N.Y., USA
firefighter, New York Fire Department

Daniel M. Van Laere, 46, Glen Rock, N.J., USA
risk analyst and underwriter, Aon Corp.

Edward Raymond Vanacore, 29, Jersey City, N.J., USA
stock analyst, Fiduciary Trust International

Jon C. Vandevander, 44, Ridgewood, N.J., USA
vice president, Carr Futures

Frederick T. Varacchi, 35, Greenwich, Conn., USA
president of eSpeed, Cantor Fitzgerald

Gopalakrishnan Varadhan, 32, New York, N.Y., USA
Cantor Fitzgerald

David Vargas, 46, New York, N.Y., USA
manager, Pitney Bowes

Scott C. Vasel, 32, Park Ridge, N.J., USA
disaster recovery specialist, Marsh & McLennan Cos. Inc.

Azael Ismael Vasquez, 21, New York, N.Y., USA
food service handler, Forte Food Service

Santos Vasquez, 55, New York, N.Y., USA
Cantor Fitzgerald

Arcangel Vazquez, 47, New York, N.Y., USA
maintenance,
Peter Anthony Vega, 36, New York, N.Y., USA
firefighter, New York Fire Department

Sankara S. Velamuri, 63, Avenel, N.J., USA
auditor, New York State Department of Taxation and Finance

Jorge Velazquez, 47, Passaic, N.J., USA
security guard, Morgan Stanley

Lawrence Veling, 44, New York, N.Y., USA
firefighter, New York Fire Department

Anthony M. Ventura, 41, Middletown, N.J., USA
Fiduciary Trust International

David Vera, 41, New York, N.Y., USA
senior telecommunications technician, Euro Brokers Inc.

Loretta A, Vero, 51, Nanuet, N.Y., USA

Christopher Vialonga, 30, Demarest, N.J., USA
foreign currency trader, Carr Futures

Matthew Gilbert Vianna, 23, Manhasset, N.Y., USA
Cantor Fitzgerald

Robert A. Vicario, 40, Weehawken, N.J., USA

Celeste Torres Victoria, 41, New York, N.Y., USA
conferences telesales executive, Risk Waters Group

Joanna Vidal, 26, Yonkers, N.Y., USA
event coordinator, Risk Waters Group

John T. Vigiano II, 36, West Islip, N.Y., USA
firefighter, New York Fire Department

Joseph Vincent Vigiano, 34, Medford, N.Y., USA
detective, New York Police Department

Frank J. Vignola Jr., 44, Merrick, N.Y., USA
senior vice president and partner, Cantor Fitzgerald

Joseph B. Vilardo, 44, Stanhope, N.J., USA
senior vice president, Cantor Fitzgerald

Sergio Villanueva, 33, New York, NY, USA
firefighter, New York Fire Department

Chantal Vincelli, 38, New York, N.Y., USA
director, member services, Data Synapse

Melissa Vincent, 28, Hoboken, N.J., USA
resource manager, Alliance Consulting

Francine A. Virgilio, 48, New York, N.Y., USA
vice president, Aon Corp.

Lawrence Virgilio, 38, USA
firefighter, New York Fire Department

Joseph G. Visciano, 22, New York, N.Y., USA
trader, Keefe, Bruyette & Woods

Ramsaroop Vishnu, 45, New York, N.Y., USA
Reported missing, World Trade Center, at/in building
Joshua S. Vitale, 28, Great Neck, N.Y., USA
trading sales clerk, Cantor Fitzgerald

Maria Percoco Vola, 37, New York, N.Y., USA
administrative assistant, Aon Corp.

Lynette D. Vosges, 48, New York, N.Y., USA
senior vice president of reinsurance, Aon Corp.

Garo H. Voskerijian, 43, Valley Stream, N.Y., USA
global technology services, Marsh & McLennan Cos. Inc.

Alfred Vukuosa, 32, New York, N.Y., USA
information technology specialist, Cantor Fitzgerald

Gregory Wachtler, 25, Ramsey, N.J., USA
research associate, Fred Alger Management

Gabriela Waisman, 33, New York, N.Y., USA
office manager, Sybase

Courtney Wainsworth Walcott, 37, New York, N.Y., USA
manager, IQ Financial Systems
Victor Wald, 49, New York, N.Y., USA
stock broker, Avalon Partners

Benjamin Walker, 41, Suffern, N.Y., USA
Marsh & McLennan Cos. Inc.

Glen J. Wall, 38, Rumson, N.J., USA
senior vice president, Cantor Fitzgerald

Mitchel Scott Wallace, 34, Mineola, N.Y., USA
court officer, New York State Supreme Court

Peter G. Wallace, 66, Lincoln Park, N.J., USA
vice president, Marsh Inc.

Lt. Robert F. Wallace, 43, New York, N.Y., USA
firefighter, New York Fire Department

Roy Wallace, 42, Wyckoff, N.J., USA
broker, Cantor Fitzgerald

Jean Marie Wallendorf, 23, New York, N.Y., USA
Keefe, Bruyette & Woods

Matthew Blake Wallens, 31, New York, N.Y., USA
vice president, Cantor Fitzgerald

John Wallice Jr., 43, Huntington, N.Y., USA
international equities trader, Cantor Fitzgerald

Barbara P. Walsh, 59, New York, N.Y., USA
administrative assistant, Marsh & McLennan Cos. Inc.

James Walsh, 37, Scotch Plains, N.J., USA
computer programmer, Cantor Fitzgerald

Jeffrey Patrick Walz, 37, Tuckahoe, N.Y., USA
firefighter, New York Fire Department

Ching H. Wang, 59, New York, N.Y., USA
First Commercial Bank

Weibin Wang, 41, Orangeburg, N.Y., USA
analyst, Cantor Fitzgerald

Lt. Michael Warchola, 51, Middle Village, N.Y., USA
firefighter, New York Fire Department

Stephen Gordon Ward, 33, Gorham, Maine, USA
accountant, Cantor Fitzgerald

James A. Waring, 49, New York, N.Y., USA
Cantor Fitzgerald

Brian G. Warner, 32, Morganville, N.J., USA
senior systems engineer in eSpeed division, Cantor Fitzgerald

Derrick Washington, 33, Calverton, N.Y., USA
technician, Verizon

Charles Waters, 44, New York, N.Y., USA
vice president and partner, Cantor Fitzgerald

James Thomas (Muddy) Waters Jr., 39, New York, N.Y., USA
senior vice president and head trader, Keefe, Bruyette & Woods

Capt. Patrick J. Waters, 44, New York, N.Y., USA
firefighter, New York Fire Department

Kenneth Watson, 39, Smithtown, N.Y., USA
firefighter, New York Fire Department
Michael H. Waye, 38, Morganville, N.J., USA
Marsh & McLennan Cos. Inc.

Todd C. Weaver, 30, New York, N.Y., USA
vice president, Fiduciary Trust International

Walter E. Weaver, 30, Centereach, N.Y., USA
police officer, emergency services unit, New York Police Department

Nathaniel Webb, 56, Jersey City, N.J., USA
police officer, Port Authority of New York and New Jersey

Dinah Webster, 50
advertising manager, Risk Waters Group
Reported missing, World Trade Center, at/in building
Joanne Flora Weil, 39, New York, N.Y., USA
counsel, Harris Beach LLP

Michael Weinberg, 34, New York, N.Y., USA
firefighter, New York Fire Department

Steven Weinberg, 41, New City, N.Y., USA
accounting manager, Baseline (Thomson Financial)

Scott Jeffrey Weingard, 29, New York, N.Y., USA
trader, Cantor Fitzgerald

Steven Weinstein, 50, New York, N.Y., USA

Simon Weiser, 65, New York, N.Y., USA
power-distribution engineering, Port Authority of New York and New Jersey

David M. Weiss, 41, Maybrook, N.Y., USA
firefighter, New York Fire Department

David T. Weiss, 50, New York, N.Y., USA
vice president and deputy general counsel, Cantor Fitzgerald

Vincent Michael Wells, 22, Redbridge, England
options broker, Cantor Fitzgerald

Timothy Matthew Welty, 34, Yonkers, N.Y., USA
firefighter, New York Fire Department

Christian Hans Rudolf Wemmers, 43, San Francisco, Calif., USA
director of product management, Callixa

Ssu-Hui (Vanessa) Wen, 23, New York, N.Y., USA
programmer, Cantor Fitzgerald

Oleh D. Wengerchuk, 56, Centerport, N.Y., USA
designer, Washington Group International

Peter M. West, 54, Pottersville, N.J., USA
bond trader, Cantor Fitzgerald

Whitfield West, 41, New York, N.Y., USA
Cantor Fitzgerald

Meredith Lynn Whalen, 23, Hoboken, N.J., USA
research analyst, Fred Alger Management

Eugene Whelan, 31, Rockaway Beach, N.Y., USA
firefighter, New York Fire Department

Adam S. White, 26, New York, N.Y., USA
broker, Cantor Fitzgerald

Edward James White, 30, New York, N.Y., USA
firefighter, New York Fire Department

James Patrick White, 34, Hoboken, N.J., USA
Cantor Fitzgerald

John S. White, 48, New York, N.Y., USA
janitorial cleaner, ABM Industries

Kenneth W. White, 50, New York, N.Y., USA
telephone technician, IPC Kleinknect Electric Co.

Leonard Anthony White, 57, New York, N.Y., USA
technician, global communications division, Verizon

Malissa White, 37, New York, N.Y., USA
human resources, Marsh & McLennan Cos. Inc.

Wayne White, 38, New York, N.Y., USA
mailroom manager, Marsh & McLennan Cos. Inc.

Leanne Marie Whiteside, 31, New York, N.Y., USA
Aon Corp.

Mark Whitford, 31, Salisbury Mills, N.Y., USA
firefighter, New York Fire Department

Michael T. Wholey, 34, Westwood, N.J., USA
police officer, Port Authority of New York and New Jersey

Mary Lenz Wieman, 43, Rockville Centre, N.Y., USA
marketing executive, Aon Corp.

Jeffrey David Wiener, 33, New York, N.Y., USA
manager of risk technologies group, Marsh & McLennan Cos. Inc.

William J. Wik, 44, Crestwood, N.Y., USA
assistant director risk management service, Aon Corp.

Allison M. Wildman, 30, New York, N.Y., USA
broker, Carr Futures

Lt. Glenn Wilkinson, 46, Bayport, N.Y., USA
firefighter, New York Fire Department

John C. Willett, 29, Jersey City, N.J., USA
analyst for C02e.com, Cantor Fitzgerald

Brian Patrick Williams, 29, New York, N.Y., USA
broker, Cantor Fitzgerald

Crossley Williams Jr., 28, Uniondale, N.Y., USA
financial analyst, Fiduciary Trust International

David Williams, 34, New York, N.Y., USA
engineering, tenant man, ABM Industries

Deborah Lynn Williams, 35, Hoboken, N.J., USA

Kevin Michael Williams, 24, New York, N.Y., USA
Sandler O'Neill & Partners

Louie Anthony Williams, 44, New York, N.Y., USA

Louis Calvin Williams III, 53, Mandeville, La., USA
vice president and investment management consultant, Vestek

Lt. John Williamson, 46, Warwick, N.Y., USA
battalion commander, New York Fire Department

Cynthia Wilson, 52, New York, N.Y., USA
head receptionist, International Office Centers

Donna Wilson, 48, Williston Park, N.Y., USA
assistant vice president, Aon Corp.

William E. Wilson, 55, New York, N.Y., USA
marine insurance broker, Aon Corp.

David H. Winton, 29, New York, N.Y., USA
vice president and equity research analyst, Keefe, Bruyette & Woods

Glenn J. Winuk, 40, New York, N.Y., USA
partner, Holland & Knight

Thomas Francis Wise, 43, New York, N.Y., USA

Alan L. Wisniewski, 47, Howell, N.J., USA
associate director, Sandler O'Neill & Partners

Frank T. Wisniewski, 54, Basking Ridge, N.J., USA
vice president, Cantor Fitzgerald

David Wiswall, 54, North Massapequa, N.Y., USA
senior vice president, Aon Corp.

Sigrid Charlotte Wiswe, 41, New York, N.Y., USA

Michael R. Wittenstein, 34, Hoboken, N.J., USA
trader, Cantor Fitzgerald

Christopher W. Wodenshek, 35, Ridgewood, N.J., USA
director for TradeSpark, Cantor Fitzgerald

Martin P. Wohlforth, 47, Greenwich, Conn., USA
managing director, Sandler O'Neill & Partners

Katherine S. Wolf, 40, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Jennifer Y. Wong, 26, New York, N.Y., USA
client services in risk management division, Marsh & McLennan Cos. Inc.

Jenny Seu Kueng Low Wong, 25, New York, N.Y., USA
assistant vice president, market information group, Marsh & McLennan Cos. Inc.

Siu Cheung Wong, 34, Jersey City, N.J., USA
Marsh & McLennan Cos. Inc.

Yin Ping (Steven) Wong, 34, New York, N.Y., USA
Aon Corp.

Yuk Ping Wong, 47, New York, N.Y., USA
tax auditor trainee, New York State Department of Taxation and Finance

Brent James Woodall, 31, Oradell, N.J., USA
vice president, trading desk, Keefe, Bruyette & Woods

James J. Woods, 26, New York, N.Y., USA
trader's assistant, Cantor Fitzgerald

Patrick Woods, 36, New York, N.Y., USA
carpenter,
Richard Herron Woodwell, 44, Ho-Ho-Kus, N.J., USA
senior vice president, Keefe, Bruyette & Woods

Capt. David Terence Wooley, 54, Nanuet, N.Y., USA
firefighter, New York Fire Department

John Bentley Works, 36, Darien, Conn., USA
trader, Keefe, Bruyette & Woods

Martin Michael Wortley, 29, Park Ridge, N.J., USA
Cantor Fitzgerald

Rodney James Wotton, 36, Middletown, N.J., USA
senior vice president of web site design, Fiduciary Trust International

William Wren, 61, Lynbrook, N.Y., USA
resident manager, OCS Security

John Wright, 33, Rockville Centre, N.Y., USA
managing director, Sandler O'Neill & Partners

Neil R. Wright, 30, Asbury, N.J., USA
options broker, Cantor Fitzgerald
Sandra Wright, 57, Langhorne, Pa., USA
Aon Corp.

Jupiter Yambem, 41, Beacon, N.Y., USA
banquet manager, Windows on the World

Suresh Yanamadala, 33, Plainsboro, N.J., USA
consultant at Marsh & McLennan Cos. Inc.,
Matthew David Yarnell, 26, Jersey City, N.J., USA
vice president of technology, Fiduciary Trust International

Myrna Yaskulka, 59, New York, N.Y., USA
executive secretary, Fred Alger Management

Shakila Yasmin, 26, New York, N.Y., USA
computer assistant, Marsh & McLennan Cos. Inc.

Olabisi L. Yee, 38, New York, N.Y., USA
assistant manager, International Office Centers

Edward P. York, 45, Wilton, Conn., USA
vice president and director of human resources, Cantor Fitzgerald

Kevin Patrick York, 41, Princeton, N.J., USA
senior vice president, Euro Brokers Inc.

Raymond York, 45, Valley Stream, N.Y., USA
firefighter, New York Fire Department

Suzanne Youmans, 60, New York, N.Y., USA
technical assistant, global services, Aon Corp.

Barrington L. Young, 35, New York, N.Y., USA
manager telecommunications, Euro Brokers Inc.
Jacqueline (Jakki) Young, 37, New York, N.Y., USA
Marsh & McLennan Cos. Inc.

Elkin Yuen, 32, New York, N.Y., USA
broker, Carr Futures

Joseph Zaccoli, 39, Valley Stream, N.Y., USA
broker, Cantor Fitzgerald

Adel Agayby Zakhary, 50, North Arlington, N.J., USA
accountant, Carr Futures

Arkady Zaltsman, 45, New York, N.Y., USA
architect, Skidmore, Owings & Merrill

Edwin J. Zambrana Jr., 24, New York, N.Y., USA

Robert Alan Zampieri, 30, Saddle River, N.J., USA
trader, Carr Futures

Mark Zangrilli, 36, Pompton Plains, N.J., USA
insurance underwriter, Aon Corp.

Ira Zaslow, 55, North Woodmere, N.Y., USA
assistant vice president, Lehman Brothers

Aurelio Zedillo, Mexico
Reported missing, World Trade Center, at/in building
Kenneth Albert Zelman, 37, Succasunna, N.J., USA
consultant, Oracle Corp.

Abraham J. Zelmanowitz, 55, New York, N.Y., USA
computer programmer, Empire Blue Cross and Blue Shield

Martin Morales Zempoaltecatl, 22, New York, N.Y., USA
assistant chef, Windows on the World
Zhe (Zack) Zeng, 28, New York, N.Y., USA
assistant treasurer depository receipts division, Bank of New York

Marc Scott Zeplin, 33, Harrison, N.Y., USA
trader, Cantor Fitzgerald

Jie Yao Justin Zhao, 27, New York, N.Y., USA
computer technician, Aon Corp.

Ivelin Ziminski, 40, Tarrytown, N.Y., USA
Marsh & McLennan Cos. Inc.

Michael Joseph Zinzi, 37, Newfoundland, N.J., USA
vice president and CPA, Marsh & McLennan Cos. Inc.

Charles A. Zion, 54, Greenwich, Conn., USA
senior vice president, Cantor Fitzgerald

Julie Lynne Zipper, 44, Paramus, N.J., USA
product manager, SunGard Trading Systems/BRASS

Salvatore J. Zisa, 45, Hawthorne, N.J., USA
senior vice president, Marsh USA

Prokopios Paul Zois, 46, Lynbrook, N.Y., USA
consultant at Marsh & McLennan Cos. Inc.,
Joseph J. Zuccala, 54, Croton-on-Hudson, N.Y., USA

Andrew Steven Zucker, 27, New York, N.Y., USA
associate, Harris Beach LLP

Igor Zukelman, 29, New York, N.Y., USA
computer sceince, Fiduciary Trust International